What Is CareCredit?

CareCredit is a health, wellness and personal care credit card that patients and clients can use to finance the care they want and need without delaying appointments or treatment. Plus, CareCredit can be used again and again for family and pets at over 240,000+ Provider and select retail locations.

The Benefits of Healthcare Financing

The CareCredit credit card gives Cardholders:



• A convenient way to pay for deductibles, unexpected expenses, copays and coinsurance, as well as other costs not covered by insurance
• Promotional financing options with convenient monthly payments
• A payment option to move forward with recommended care today
• A way to fit payments into their monthly budget

How Does the CareCredit Credit Card Work?

• Once approved, they can immediately use the CareCredit credit card to pay for deductibles, copays and coinsurance, as well as other costs not covered by insurance.

• Cardholders can take advantage of promotional financing on purchases of $200 or more.

• Cardholders can use their CareCredit credit card to pay for repeat visits or treatments without reapplying, so they’re always prepared with a way to pay.

How to apply?

The easiest and fastest way to see if you prequalify for CareCredit is to click the button below. You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence.

You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply).